Important Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented.

Nothing on this website constitutes professional financial advice or recommendations. You should always seek independent professional advice tailored to your specific circumstances before making any financial decisions.

Information Accuracy

We take reasonable steps to ensure information accuracy, however, we cannot guarantee that all content is current, complete, or error-free. Information may change without notice, and we recommend verifying any information before relying on it.

• Content is reviewed regularly but may not reflect the most current market conditions
• Third-party information is used in good faith but cannot be independently verified
• Updates are made periodically, and recent changes may not be immediately reflected

Limitation of Liability

To the fullest extent permitted by Australian law, calyphoradia and its affiliates disclaim all liability for any direct, indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided.

Our total liability to you for any claims arising from your use of this website shall not exceed the amount you have paid for our services, if any.

No Warranties

This website and all information, content, materials, and services included on or available through this site are provided on an "as is" and "as available" basis, unless otherwise specified in writing.

• We make no warranties or representations about the accuracy or completeness of this site's content
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We do not warrant that the website will be uninterrupted, secure, or error-free

External Links Disclaimer

This website may contain links to external websites that are not provided or maintained by calyphoradia. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

We are not responsible for the content, privacy policies, or practices of any external sites. Accessing external links is at your own risk.

Financial Services Disclaimer

Financial planning services are provided for informational and consultation purposes. We do not provide specific investment recommendations or guarantee any particular financial outcome.

Results Disclaimer

Any testimonials, case studies, or results mentioned on this website represent individual experiences and outcomes that may not be typical.

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations.

Jurisdiction and Governing Law

This disclaimer and your use of this website are governed by Australian law and the laws of the state or territory where our business is located.

Indemnification

You agree to indemnify and hold harmless calyphoradia and its affiliates from any claims, damages, or expenses arising from your use of this website or violation of these terms.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Modifications to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website.

Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by the terms of this disclaimer.

Contact Information

If you have any questions about this disclaimer or need clarification on any terms, please contact us using the information provided below.